Contraxus will issue 5-year non transferable bonds to suitable qualified investors via their IFA. Contraxus will advance the proceeds of the Bond Offering in the form of a loan to the Borrowing Company, Privilege Direct Portfolio 2 Inc (“‘PDP’), a company incorporated in Florida. PDP will use the funds that are lent to it to make short-term unsecured loans to it’s individual clients in the United States of America using information technology to assess the suitability of the client and to monitor the loan. The money received by the PDP in respect of the payment of interest on, and the repayment of the principal amount of. the short-term loans made by it will be used by PDP to service the interest on, and repay, the lan made to it by Contracus. Contraxus will use these payments from PDP to pay interest on the bonds and repay the bonds when due.